clothingSmashion.com is the answer to every woman who has a closet of clothes she never wears and doesn’t know how to sell. You can buy and sell clothes for free, which makes Smashion.com a lot more attractive financially than a traditional consignment store, eBay, or Etsy. Plus, the site leaves up listings indefinitely.

When I checked the site had 1,633 items for sale. Impressive considering they launched in October. There were 62 pairs of women’s jeans. All the clothes are new or lightly worn. Some items still have the tags!

One of the cool things about Smashion is that browsing the site feels like going over to your girlfriend’s house and trying on all her clothes. How awesome is that?! It’s fun to browse, and you never know what you’ll find, like this sparkly party dress that has got the seller doing her best moves, above. It’s going for $40.

Smashion is focused on fashion forward clothing. Most of the sellers are regular folks though there are also a few independent designers, too.

Clothing prices are set – no bidding – and payment is directly between buyer and seller through Paypal. Sellers agree to ship your new threads within two days.

In between searching for your next clothing purchase, you can chat with other frugal fashionistas about age appropriate clothes, fake handbags, and other trends. The forums page on Smashion.com has dozens of topics and is pretty active. The site also has a gallery section where people can share fashion inspirations with each other. And there is a blog that is updated daily with tips on how to dress for a specific situation, fashion trends, and reviews of up and coming designers.

Smashion.com comes at a great time. Who isn’t looking to save a few bucks these days – while still being able to afford new (to me) clothes?

When it comes to car finance no one wants to end up with an upside down loan, the dreaded situation where you owe more on your car loan than the vehicle is worth. Savvy consumers will do their research and look for vehicles that best retain their value.

Generally, depreciation is based on market demand for a vehicle Ferrari, for instance, is known for carefully selecting its buyers and then producing a limited number of its models to keep demand in the marketplace high. Popular extras will often help boost a car’s resale value while positive press (such as good safety ratings) and endorsements can also have an impact. Outside of these influences, there are a few overarching tips to consider so you can actually “get what you pay for”.
When it comes to vehicles, which cars tend to depreciate the quickest?

New vs used
The saying is true, a new car depreciate the second it is driven off the lot. Generally, new cars depreciate the most in their first year losing about 20 percent of its value in those first 12 months. Thus, many buyers will purchase “near new” vehicles and last year’s model as they tend to have hit the brunt of their first year’s devaluation.

Fuel Economy
These days, fuel economy is one of the most desired traits and many petrol guzzlers will find the values of their cars plummeting faster than they can refill their thirsty tanks. Recently, diesel cars have been in higher demand for their fuel economy and small efficient vehicles have also retained much of their value.

Bargain Basement Prices
Wonder why certain models seem like such a great value at the end of the year? Many dealers do their best to push through less popular stock at the end of the year to help clear out their inventory. If a model is nearing the end of its production line with many unsold vehicles on the lots, chances are they’ll experience some falling price figures in the next year.

Top Depreciating Cars
Meanwhile, Australia’s CarsGuide has released its list of fastest depreciating vehicles, with the Ford Falcon topping this list retaining just 47.9 percent of its value after two years. As noted above, large cars have been hit the hardest in the resale due to higher petrol consumption. Meanwhile, the Honda Civic Hybrid performed the best when it comes to depreciation, losing just over 12 percent of its value after two years. For more information on vehicle financing for a used or new vehicle, visit GetApproved.com.au for expert advice and competitive financing options.

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Choosing a gift is very often a perplexing job. The choice depends on many factors. The most important one is the status of the recipient. The form and content of the gift vary according to the status of the individual to whom it is intended. Another important factor is the age and gender of the recipient. Every one wish that the gift offered and received should be apt for the person concerned and is also appropriate for the occasion. It is a difficult job for a shopper to locate an appropriate gift despite being in the midst of a large collection of gift items which vary in types, sizes, textures and prices. Every shopper wants the gift chosen to be a unique one and not just another showpiece. At the same time the cost is an important factor to be considered. All such diverse requirements are to be harmoniously blended in an ideal gift pack.

The freebie websites in UK are the right destinations for shoppers who search for personalized gifts or freebies within the parameters of quality, variety and cost factors. The shopper will be able to select the most appropriate gift at affordable price in these modern shops. Whether it is a kitchen gadget or an expensive silverware, there will be a personal touch to the gift, provided the shopper exercise discretion in the right perspective. The online dealers have enormous stock of gift ideas to offer, but the shoppers have to apply their minds properly. The name of the giver or the recipient can be printed or engraved on the gift item or on the gift box subject to the adaptability and convenience. A diary for instance will be imprinted with the insignia of the recipient and the important dates highlighted therein. Silverware with names engraved will be apt and ideal for the special person in your life. A gold medal or pendant with initials embossed on them will definitely make the offer memorable for the recipient. Personalising gifts pave way for better understanding between individuals and help to strengthen the bonds of friendship. It is also considered as a unique method to cement the relationships between individuals.

Apart from all the above positive aspects of personalized gifts, there is yet another dimension for the gesture. The personality of the giver will be reflected in the act of choosing the right one. The gift will be cherished by the recipient as a token of love, affection and regard bestowed by the giver. When the recipient finds that the gift is the most appreciative among many other similar gestures, it paves way for creating a lasting impression about the person who bestowed it. Incorporating a theme is a welcome trend in the contemporary scenario, when the occasion is an important event in the life of the recipient. The gift in such cases should be apt and appropriate one to commemorate the specific occasion.

The freebie websites offer attractive discounts and offer free door delivery with message if any from the giver. Many of such websites offer free engraving or printing as desired by the customers. Special gift packing and prompt delivery are added advantages offered by the freebie websites.

Get free stuff, discount vouchers and free samples from your favourite online retailers and save more at freeinuk.co.uk, freebie website.

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DLM photo to go wtih adShopper alert! Prices at the DLM Off Price warehouse really are too good to be true. That’s because the warehouse usually only sells wholesale, but for the first time ever they are opening to the public. Frugal fashionistas rejoice!

Shoppers will pay pennies on the dollar for top brands during four weekend sales, ending Dec. 18-19. Mark it on your calender, for sure. DLM was just featured on Best Deals TV. Watch the video here.

Okay, get a load of these prices. Women’s gloves for $5 (orig. $24), Elie Tahari dresses for $50 (orig. $335), and juniors’ jeans for $7 (orig. $40).

You can browse their clothes by brand (Calvin Klein, Lucky Brand, Sonoma, Theory, Tommy Bahama) or type of item (footwear, kids, mens, tops, blazers, etc). DLM also sells candles ($2.50 and up), picture frames ($3.50 and up) and throws ($4). I’m NOT kidding!!

They define weekend as Friday and Saturday, so the public sale days are Nov. 20-21, Nov. 27-28, Dec. 4-5, Dec. 11-12, and Dec 18-19. House are 8:30 a.m. to 4 p.m. They accept cash and credit. Visit DLM at 2343 Saybrook Ave. in Commerce, CA.

Caveats: all sales final.

UPDATE: Living Doll went to the sale and says it was awesome.

Hey Julia,
This place is awesome! However, here are a few things to keep in mind for 1st timers :

1) The selection for women is much larger than for men.

2) The Men’s section is predominantly for larger men (XL, XXL, XXXL) but there are still some goodies to be had for other sizes if you hunt a bit.

3) There are no mirrors in this joint, so you just have to wing it based on how it feels or bring a friend to help. NO RETURNS.

4) MOST IMPORTANT – the 80-90% discount is awesome, but is off of the highest price that is on the tag. This can be confusing because the item may be marked down by the original store it came from, but that is irrelevant. Example : if the tag says a price of $100, and then is slashed to $50…you will pay 80% off of the $100 not the $50 reduction.

Melanie was also impressed:

This place was AMAZING!!!! Thank you so much for letting us know about it . . .we literally got $650 worth of stuff for $130! Great clothes. . .I spent 3 hours there on Saturday and plan on going back next weekend. It was huge!!! The only bummer is you can’t try on the clothes, but we only ended up with one $5 shirt that is a little too big. I suggest if you are in the area (or you can get there somehow) you go!!!

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What does BankVibe.com have that other sites don’t? A really savvy blog that goes out of its way to show you which banking deals to take advantage of.

You can practically make money by reading this site. Here are a few recent posts to show you what I mean:

  • National City Checking Account Bonus: $300!
  • Earn 6.0% APY with the best Rewards Checking Account!
  • Great balance transfer credit: Platinum Rewards Visa
  • PerkStreet Financial: $50 sign up bonus for online checking account!
  • Chase Bank’s business checking account bonus: $100!

In addition to filtering out a lot of the crappier offers out there, you can search the site for a bunch of stuff like FDIC insured securities, highest yielding CDs and accounts, popular deals, CD rates by state, and the best deals site wide.

So basically the site is ground zero if you have a few dollars (or a few thousand) to invest in a CD, are looking for a new credit card or savings account, or want to earn interest on your checking account. Plus, BankVibe is easy on the eyes because it’s so well organized!

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Affordable. Zany. Laugh-inducing. That’s how the presents at Taylor gifts strike me. The online gift shop has all kinds of unique gag gifts (singing toilet paper), uber practical gifts (magnetic tool armband), and thoughtful presents (pet watering top). Either way, you’ll be able to find something for someone on your list.

You can search for gifts by personality type, category, price, and more. The gift suggestion tab has a section for gifts under $10 and you can click on a tab that shows the most popular gifts. One cool present the gift finder recommended is a $12 mini-pinball machine that shoots out a gift drawer (where you can stash cash, a gift card, or tickets) when the recipient lands a ball in a specific hole. What a fun way to give a gift card!

The clearance section has gifts up to 90 percent off with dozens of presents priced at $.99-$3. Hello gift basket!

Even the regular prices for their unusual gifts are tres affordable. On the site I saw:

  • A jumbo car band-aid for $7
  • World’s smallest jigsaw puzzle for $10
  • A mouse trap cheese board for $10
  • A racing granny wind up toy for $13
  • A leopard Snuggie for $15

I think you’ll find some interesting gifts that you’ve never heard of before on TaylorGifts.com.

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So I’m digging a new shopping website called ShopNBC.com. At first I was like, is this site affiliated with the TV station? Do the sales benefit the network? I had no idea.

So I went and checked out the site’s About page. Duh! It’s like QVC for NBC. It’s a site where you can shop. And it is the website for the TV shopping show. Of course!

Now onto the goodies. The site is particularly known for its jewelry, home decor, and electronics. The merchandise is high-quality all around. ShopNBC also has a special tab just for the holidays, which highlights gifts under $100, gift of time, and gift for the home. There’s also a tab for the most top selling holiday gifts, which takes some of the guess work out of the process.

On the site I found a black quilted patent-finish jacket for $80. Shiny and soft! I also spotted a 14 karat gold amethyst and pink tourmaline drop pendant for $168. There was a lot of other jewelry I liked, too!

Normally you ca n return items within 30 days in the original condition but during the holidays gifts can be returned through Jan. 31, 2010. How’s that for customer service?! Check out ShopNBC for gifts this holiday season.

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Need cash – fast? Even savvy-spenders can get into a pinch. If you do, check out ACE Cash Express. You can get approved online without faxing anything and get the money direct deposited. To apply you need a job, a bank account, and your license handy. The site will give you an answer in minutes.
Depending on the state, loans vary from $100 to $1,000. Interest rates vary by state, too, but the site suggests their loans are meant for short-term cash needs, not long term solutions. ACE has 1,802 stores in 38 states including the District of Columbia.
You can also get a pre-paid debit card through ACE that supports breast cancer research. Every time you use the card, ACE donates a portion of the transaction to National Breast Cancer Foundation. Last year they donated $350,000. The card does not have any overdraft fees because you can only spend what you put on the card. Direct deposit onto the card makes it easy to create a budget and stick to it.
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beauty ticket home pageBeautyTicket.com is your inside connection to premium brand make up like Smashbox, Stila, Sue Devitt, and YSL — at serious discounts. The site sells make up at up to 85 percent off by purchasing surplus’ from beauty manufacturers and high-end retailers that need to clear space for new promotions, seasonal items, or new packaging.

Just for BargainBabe.com readers, BeautyTicket has two coupons. Get $5 of a purchase of $50 or more with code 5off50 or get $10 off $75 or more with code 10off75. Sweet!

The stock is constantly changing and once something is gone, it’s not likely to come back because of limited availability. Check out their Steal of the Week, which is currently a blush and bronze duo from Pop Beauty for $5, or sign up for their email list on the lower left corner of the homepage to get advanced notifications of new products and sales.

BeautyTicket.com was founded by two women who worked in the industry and realized they could use their insider knowledge and contacts to create a fashion-forward, budget-focused site that sold top brands. I’d say they definitely succeeded!

I just discovered a new site that specializes in free samples. That’s an understatement, actually. MySavings.com is the largest directory of free product samples on the web.

The site aggregates all the free product samples and coupons so it is one stop shopping for saving money. You can find their offers by category, the most popular freebies or by using a search box. To get their free samples and grocery coupons, among others, register with you name, address, birthday and email.

The other big appeal of MySavings.com is the reader forums pages. You wouldn’t believe how active their readers are! People post comments about free samples – sometimes hundreds of comments on one product – and there are forums for games and sweepstakes, product testing, and coupon swaps. The site also has forums for folks living in Canada, Down Under, and the U.K. You can register or browse the forums as a guest.

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My recent post about whether buying art was a savvy investment caught the eye of wholesale art seller Fred Parker. He sells art below auction prices at Fred Parker Fine Art and he gives a money back guarantee if you return the painting in the same condition you received it within a reasonable amount of time. Not too shabby!

Fred has been buying and selling art since 1975 and he specializes in European and American oil and watercolor paintings of the 19th and 20th century. “Realism does it for me and is reflected in most of my inventory,” he says. He says he enjoys the hunt for great art more than making a profit.

You can browse his art catalog here. It includes country scenes, still lifes, portraits, and my favorite, candid scenes of people going about their lives.

Fred has done antique shows in Florida, New York and New Jersey, where he is based. You can place an order via email or over the phone at 973-822-1766.

Dollars Direct is upfront about their services – they provide quick cash for emergencies. The application for their payday loans takes just a few minutes to complete and they deposit the money directly into your bank account. Most of the time, you don’t even have to fax them any extra paperwork.

Another feature is that you can set up repayment directly from your next paycheck. If your credit is not in tip top shape, that’s okay too. They often accept applications from folks with less-than-perfect credit.

You can apply for a quick payday advance and get it approved all from your home computer. Convenient! They approve loans up to $1,500, though you may have to build up to that amount over a few loans.

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The website SelectedRates.com has a lot more than just the latest and greatest bank CD rates. There’s actually a lot of useful, consumer-friendly info. In the right column, the site provides a summary for what rates did in the past week – nice if you want to get up to speed quickly without doing a lot of research.

The site has short articles on topics that interested me, including why direct deposit for paychecks, social security, or pension can increase your interest rate, why consumer ignorance about interest rates helps banks make a profit, and what law dictates how long a bank can hold onto a check deposited before making it available to you (something my Mom was just asking me about).

SelectedRates.com also lists bank rates by state, including California, New York, and Florida CD rates. I like that the site has a glossary, an explainer page for mutual funds, and dozens of general tips. Quite a lot of free resources!

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WebbyPlanet.com makes discount shopping easy, with 100,000 coupon codes for over 15,000 stores, including Amazon, Dell, and Target.

You can search for coupons by category, new retailers added, about to expire, most popular, recently added, or in their special back to school section. You can also search for free coupons through their online discount shopping directory. Discover how much you can save on products!

When I checked the site I saw coupons for 20 percent off at the sporting goods store EastBay, 30 percent off at eDressMe, and 10 percent off at Barnes & Noble. There were also Dell coupons for 15 to 25 percent off laptops and other computers.

Since Webby Planet launched in 2006, it has helped more than 1 million shoppers save money through its online coupons. You could be the next one!

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If you are looking to buy an electronic gadget, computer or printer, check the coupons and deals at CheapStingyBargains.com before you buy. The site is constantly updated with as many as 100 new deals per day. Holy cow!

CheapStingyBargains.com has a special focus on Dell coupons and HP coupons, but features products and discounts from all kinds of brands and merchants like Wal-Mart, NewEgg and Amazon. The site’s Forum page has thousands of tips contributed by readers so you can find even more discounts there.

CheapStingyBargains also features deals on non-electronic items like pots, watches and magazines. If you sign up for their email newsletter by Sept. 1 and read it at least one a week you are automatically entered to win a $1,000 HP laptop.

Keep CheapStingyBargains in mind if you are in the market for back to school computers or when Christmas rolls around in a few months.

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