Comments on: Surviving on one salary http://www.bargainbabe.com/2009/02/02/surviving-on-one-salary/ Daily tips for savvy spenders who wants to save money on everyday purchases without drastically reducing their lifestyle. Sun, 14 Mar 2010 03:53:17 +0000 http://wordpress.org/?v=2.9.1 hourly 1 By: bargainbabe http://www.bargainbabe.com/2009/02/02/surviving-on-one-salary/comment-page-1/#comment-588 bargainbabe Thu, 26 Feb 2009 20:45:19 +0000 http://www.bargainbabe.com/?p=916#comment-588 Sounds interesting! But I'm pretty happy with my system right now. I'm working on a blog post about it to explain why it works so well. Perhaps I will check out "You Need a Budget" in the meantime. Glad to hear you love budgeting as much as I do! Sounds interesting! But I’m pretty happy with my system right now. I’m working on a blog post about it to explain why it works so well. Perhaps I will check out “You Need a Budget” in the meantime. Glad to hear you love budgeting as much as I do!

]]> By: Suzanne http://www.bargainbabe.com/2009/02/02/surviving-on-one-salary/comment-page-1/#comment-583 Suzanne Thu, 26 Feb 2009 19:55:37 +0000 http://www.bargainbabe.com/?p=916#comment-583 You may want to take a peek at "envelope based budgeting". I have been using this budgeting method for years and LOVE it! I used to do it using an excel spreadsheet (confusing!). Then I discovered there is a software program called "You Need a Budget". It's about $35 to download and you never have to pay again. You can track money in compartmentalized categories (e.g. haircuts, oil changes, groceries, etc) and never lose track of what you have set aside (or spent) for that category. It took me a bit to get my head around it, but it's the best thing ever. I love my budget! Ok, how nerdy does that sound??!! Oh well...Anyways, just a suggestion! Thanks for the tips! You may want to take a peek at “envelope based budgeting”. I have been using this budgeting method for years and LOVE it! I used to do it using an excel spreadsheet (confusing!). Then I discovered there is a software program called “You Need a Budget”. It’s about $35 to download and you never have to pay again. You can track money in compartmentalized categories (e.g. haircuts, oil changes, groceries, etc) and never lose track of what you have set aside (or spent) for that category. It took me a bit to get my head around it, but it’s the best thing ever. I love my budget! Ok, how nerdy does that sound??!! Oh well…Anyways, just a suggestion! Thanks for the tips!

]]> By: Bargain Babe » Budgeting 101: $344.63 left in February http://www.bargainbabe.com/2009/02/02/surviving-on-one-salary/comment-page-1/#comment-466 Bargain Babe » Budgeting 101: $344.63 left in February Fri, 20 Feb 2009 15:16:40 +0000 http://www.bargainbabe.com/?p=916#comment-466 [...] streamlined budgeting formula follows this equation: Income minus savings minus necessities minus irregular expenses = [...] [...] streamlined budgeting formula follows this equation: Income minus savings minus necessities minus irregular expenses = [...]

]]> By: bargainbabe http://www.bargainbabe.com/2009/02/02/surviving-on-one-salary/comment-page-1/#comment-248 bargainbabe Wed, 04 Feb 2009 03:13:05 +0000 http://www.bargainbabe.com/?p=916#comment-248 Interesting comment, Ellen. What do you mean? Interesting comment, Ellen. What do you mean?

]]> By: ellen http://www.bargainbabe.com/2009/02/02/surviving-on-one-salary/comment-page-1/#comment-247 ellen Wed, 04 Feb 2009 02:46:24 +0000 http://www.bargainbabe.com/?p=916#comment-247 Saving money on food is one way to increase spending on doctors. Use caution... Saving money on food is one way to increase spending on doctors. Use caution…

]]> By: bargainbabe http://www.bargainbabe.com/2009/02/02/surviving-on-one-salary/comment-page-1/#comment-236 bargainbabe Tue, 03 Feb 2009 19:43:24 +0000 http://www.bargainbabe.com/?p=916#comment-236 I am on Hubby's health insurance policy, fortunately. But your comment has given me an idea for a future post - health care options for freelancers or individuals without employer-based coverage. I am on Hubby’s health insurance policy, fortunately. But your comment has given me an idea for a future post – health care options for freelancers or individuals without employer-based coverage.

]]> By: bn http://www.bargainbabe.com/2009/02/02/surviving-on-one-salary/comment-page-1/#comment-235 bn Tue, 03 Feb 2009 19:41:24 +0000 http://www.bargainbabe.com/?p=916#comment-235 Now that you are self-employed, how are you paying for Health Insurance? Are you on your husband's policy? Getting affordable individual health policies is a real problem for those of us in similar situations... Now that you are self-employed, how are you paying for Health Insurance? Are you on your husband’s policy?

Getting affordable individual health policies is a real problem for those of us in similar situations…

]]> By: Bargain Babe» Food is discretionary, not a necessity http://www.bargainbabe.com/2009/02/02/surviving-on-one-salary/comment-page-1/#comment-195 Bargain Babe» Food is discretionary, not a necessity Mon, 02 Feb 2009 17:18:45 +0000 http://www.bargainbabe.com/?p=916#comment-195 [...] my budget and allotting a set amount of dollars for it, I am including food as a discretionary item in my budget. This way we will carefully consider each food purchase. Is this something we could get cheaper [...] [...] my budget and allotting a set amount of dollars for it, I am including food as a discretionary item in my budget. This way we will carefully consider each food purchase. Is this something we could get cheaper [...]

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